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Contact Information:

     Address: 1 Scobie Drive
Newburgh, NY 12550
     Phone: 845-565-8344
     Fax: 845-565-7595
     E-Mail: mclifford@bac5ny.com
     President: Michael J. Clifford


BAC Local 5 New York Benefit Information

Plan Professionals

Albert Alimena, Fund Administrator
The Dickinson Group

Roy Barnes, Esq.
Barnes, Iaccarino, & Shepherd, LLP

John Chiaramonte, CPA
Kathy O'Neil, CPA
Teal Becker & Chiaramonte

The Chrys Group of Merrill Lynch

Jim Conlon, Welfare Actuary
Milliman & Robertson

Craig Volker, Pension & Annuity Actuary
O'Sullivan and Associates

Grandfathered Status under the Patient Protection and Affordable Care Act

This group health plan believes this plan is a "grandfathered health plan" under the Patient Protection and Affordable Care Act (the "Affordable Care Act"). As permitted by the Affordable Care Act, a grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted. Being a grandfathered health plan means that your plan may not include certain consumer protections of the Affordable Care Act that apply to other plans; for example, the requirement for the provision of preventive health services without any cost sharing. However grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act; for example, the elimination of lifetime limits on benefits.

Questions regarding which protections apply and which protections do not apply to a grandfathered health plan and what might cause a plan to change from grandfathered health plan status can be directed to the Bricklayers & Allied Craftworkers Local 5 Welfare Fund at 516-833-9300. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at 866-444-3272 or www.dol.gov/ebsa/healthreform.

The Board of Trustees have made the following changes to the Dental Plan effective October 1, 2008:

  • The annual maximum benefit per individual will be $1,600. Please note that for the remainder of 2008, the additional benefit available per individual will be $400.
  • The annual maximum benefit per family will be $4,000. Please note that for the remainder of 2008, the additional benefit available per family will be $1,500.
  • The annual maximum benefits available on January 1, 2009 will be $1,600 per individual and $4,000 per family.

As of January 1, 2007, all new medical claims are handled by MVP Select Care.  To access the MVP site click on the icon below:


Serving Rockland, Westchester, Putnum, Dutchess, Orange, Sullivan and Ulster counties located in the Mid-Hudson region of New York State.